Friday, July 16, 2010

Personal loans,Home loans,Business loans,Loans against Property: Another Milestone Achieved By Eazeeloans

Personal loans,Home loans,Business loans,Loans against Property: Another Milestone Achieved By Eazeeloans

Another Milestone Achieved By Eazeeloans

In just under a year since the achievement of its first milestone in Aug. 2009 the start up loan advisory portal www.eazeeloans.com has surpassed all expectations and is proud to announce the 50,000th customer to apply online on its portal.

“Looking back and pausing to recollect the uncertain and shaky global scenario prevailing when the portal was launched a year back this is a major and monumental achievement and the success can only be attributed to the selfless and ’never say’ die attitude of the entire team without whose contribution this would never have been possible. I congratulate the entire team and wish for their continued patronage and contribution to scale greater heights.” So quotes the founder Mr. Subhrajeet Talukdar.

“This is a most satisfying moment and should motivate us all to break new barriers. We have plotted a fresh course and plan for the scaling new peaks and uncharted destinations. Yes currently the entire team is in a jubilant mood and the celebrations shall be long and hard and why not? This would also be the time to look back and reflect on the mistakes committed and learning from them in a positive manner.” Said co-founder and wife Ms. Jyoti Talukdar.

The milestone is a significant step and a reflection of the policies, practices and process ingrained and also a reflection of the consistent service and the resultant customer satisfaction.

The portal has of late been given a facelift and redesigned with a wider content and has a much more pleasant and appealing look about it. The site itself remains as easy as before to navigate and the response time is as good before.

About

Eazeeloans.com is a loan advisory portal launched in Mumbai that offers the best loan deals for Personal Loans, Home Loans, Auto Loans, Business loans, Mortgages, Secured loans, Unsecured Loans, Working capital, Private Finance. It is managed by trained professionals and is associated with various leading banks to provide fast and easy hassle free loans. The site is currently receiving around 200 unique applications daily on its portal for the various services on offer.


Contact

Email: info@eazeeloans.com
Website: www.eazeeloans.com
Fax: 91 22 26826745
Landline: 91 22 26833045

Monday, March 1, 2010

Personal loans,Home loans,Business loans,Loans against Property: CIBIL- ALL YOU WANTED TO KNOW

Personal loans,Home loans,Business loans,Loans against Property: CIBIL- ALL YOU WANTED TO KNOW

Credit Card Settlement-New norms on anvil by RBI

There is finally a ray of hope for the countless and hapless credit card users
who were so far being held to ransom by credit card providing banks even on final
settlement of dues by forwarding their names to Cibil, as still owing dues to the
banks.

The Reserve Bank of India is very soon coming out with new guidelines which will
disallow any bank to treat a customer as a defaulter if they have negotiated the
amount payable against his account and paid the amount to the banks providing such
credit cards.Currently even after the customer has paid the negotiated amount as offered by the bank, their names continue to be forwarded to Cibil-Credit Information Bureau Of India Limited, the central repository of all consumers credit history across all banks formed in Jan 2001.

As a result of being treated as a defaulter the customer is not able to avail of any
loans like personal loan or home loan from any banks as the credit rating maintained
by Cibil takes a freefall downward. Being cornered and without any hopes of
acquiring such loans from any banks the customer has to settle any dues as claimed
and raised by the banks being the balance amount of the earlier settled amount plus
penalties and interest due till date.

Mr.Arun Thukral, M D Cibil confirmed the current practice after a series of meetings
with RBI, banks and Cibil. At present whenever dues are settled with a bank the
balance is usually treated as amount written off. In many cases banks raise bills for
very small amount balance including annual fees after settlement which should not
have been charged at all in the first place.

Though the RBI is taking a very serious note of the matter and will declare
fresh guidelines to address the current ailment in due course countless affected
customers await with bated breath of the succor to be provided by the Apex Bank
of India.

The author Subhrajeet Talukdar is the founder of Apex Finance & Marketing in Mumbai in April 2006 and the promoter of Eazeeloans.com a premier loan advisory portal.

http://www.eazeeloans.com